They knew my closing date, they knew my income for 2011 and what my income is quicken loans refinance for 2012, and none of that has changed since my application 4 weeks ago. Think of the equity in your home as a savings account that you can access through cash-out refinance. We tried to get our home refinanced with Quicken Loans, and all I can say is run.

Why pay higher interest rates, higher monthly repayment fees, or taxes on interest when you do not have to. Amaze at how hard the process is and run. Find real estate advice about jp morgan chase foreclosure process on trulia.

And again she determined that I didn't get a fair appraisal, but it's not worth her or my time to make things right. I’m talking about mortgage rates taking yet another drop and setting new record lows across the board this week, continuing a three-week long free fall. It has a huge legal well adjudicated for enough water to grow rice. I will not do business with anyone who is telling me I am not speaking the truth. Whatever the reason to refinance, our loan experts will match you with the perfect mortgage. Quicken Loans (QL), how many times have you seen their ads on TV or in various magazines that they are the most efficient and customer-friendly company on the market today.

Assignment of option to purchase land. The only thing he would do is take my information for a loan application with a non-refundable fee rather than provide information to me to choose a mortgage wisely. QL continually asks for the exact same paperwork sent several times previously. Then, I needed $1,000 to bring to closing.

I then went on the VA.gov site to see what info they had. I was really shocked about the information that she provided me. Complaining up the chain of command of this person made things even worse. So thanks to Racheal, Steve **, and Timothy ** for being the least honest people I have ever dealt with in my life and for companies like Quicken who are crooks and use and abuse "support of our troops" to lure someone into your lies and scandals. I own more than 25% of the current appraisal value on the condo.

Try calling your assigned QL customer rep for a one on one. They gave an adverse action without a reason. It wasn't until I threatened with a lawyer, reporting them to the BBB and insisted on only working with a manager did my nightmare end. We argued with them to try to get our money back, but that fell on deaf ears.

I would steer every marine, airman, soldier, and seaman to avoid Quicken. I'm not sure how much of a cut they get out of the appraisal fee, but I know this is how this company needs to make their money because they don't have an honest, hardworking bone in any of the 3 bodies that I worked with. Advertisements on this site are placed and controlled quicken loans refinance by outside advertising networks.

Your fixed ARM term has ended If the fixed term for your ARM has ended, you can lock in a lower refinance rate. After explaining what I was looking for and trying to verify the numbers I expected to save with the refinance, the future payment amounts, etc., I was floored to hear what your so-called expert had to say. When you set up a loan for money you've borrowed, Quicken asks for basic information about your loan, such as the amount owed, length of the loan, interest rate, and payment method. But they required a full bank statement - not a summary, not certification from the bank, not a visual copy of the actual check and deposit of the funds needed. It is now October 22, 2012 and we are no closer to closing.

After an hour of runarounds, I got the copy of our appraisal that we paid for upfront. I requested information about refinancing my current home with a better rate. I have repeatedly requested my money back, but they keep ignoring my request. The comps used in the appraisal were not even near my neighborhood. Also, I was surprised to see in a new good faith estimate that my house value dropped $45,000 in one month vs previous good faith estimate.

Home insurance from staysure the household insurance disadvantage over s insurance speitt. Using the equity in your home, rather than credit cards, to finance expensive purchases can save you money paid in interest in the long run. A box was checked that said we hadn't done any major upgrades in the last 15 years. Lpmi is usually a feature of loans that claim need mortgage insurance not to require mortgage insurance for. I tried calling all the numbers Lisa ** gave me with no return call. Aug walk free and the global march against india child labour child labor delivered one million.

And what I got elsewhere was 3.875% (zero percent) with $1100 closing costs. Click a link below for a brief overview quicken loans refinance of the topics covered in this section. If you are taking out a loan to purchase something that has significant resale value, such as a house, Quicken's house account type will also create an asset account to track that resale value. Noticed estimation of settlement changed significantly after the appraisal came in lower than expected (note, this is a simple refinance for a veteran. We too looked at Quicken Loans, not to refi but to purchase a new home.

They seem to know when one is not home and pick that time to call and leave a message for you with the same QL answering machine number. Everything mentioned by the previous reviewers is true. The letter states that they made every effort to help me with my unique financial situation and wanted to remind me of the reasons why they are currently unable to help me with my loan. Get used to talking to an answering machine. I got preapproved, locked in rate roughly 4 weeks ago. You can easily pay ahead on the loan principal and have Quicken recalculate your payment schedule for you.

I had these figures verified by two other companies and they both stated that I would be close to saving the amount I quoted her. At that point, we got the "Sorry we can't help you and I made a mistake when I told you there was a second option available" bait-and-switch response. We both have very good credit and earn close to a 6-figure income combined. I checked on the HARP 2.0 online and came to find out Quicken could have offered this regardless quicken loans refinance of our PMI status (fully transferrable) and regardless of how "underwater" we are. Quicken was very helpful at first, and we liked the man who processed our application.

So, we were out 6 weeks of time and the $400 deposit. Quicken Loans has locked a higher rate on this, even though they failed to close on time and their rate offerings to others have dropped. Yeah, but you could've typed that prove it. After the initial contact, which was not so bad, they had my wife uploading documents to the MYQL website for about four hours. If we sell it, let me tell you, we will make $200K on it and it will be gone in a week.

They were so startlingly different; anyone could have seen something was very, very wrong. Our experience with Quicken Loans was a nightmare, almost from the beginning. He also mentioned that while we had a high-end log home construction and a lake view, he did not consider them in his evaluation of the value. I can, and I'm so not a whistle blower or a user of such agencies but I can't help but look to them to protect other consumers in the future. Wells fargo is with you when you want to apply for mortgage or home equity. I was rate shopping for lowest rate - 15-year fixed rate mortgage loan to refinance my condo.

Fortunately, a VA-approved lender, like Quicken Loans, can request this certificate for you. But according to Quicken, our house doesn't quicken loans refinance qualify because there were no comparables. I have no outstanding loans or credit card other than the mortgage. Then, you have to contact them just to see where things stand.

Lower your monthly payment Every homeowner quicken loans refinance can benefit from extra money. I went online late into this game and discovered they have hundreds and hundreds of customer complaints. I'd steer clear, and use a local lender, preferably a direct, local lender. Stay away from this outfit, great commercials though. Because of the delays, the taxes were paid by my current servicer, but the closing costs only dropped by a small amount.

As someone else on here said, once you get to the solutions consultants and the underwriters, you can hang it up. If I wanted to buy a home in 2013, that's what the offer would have read. It is now 4 months later and still no idea when closing might occur if ever.

A couples of weeks later, I received a new good faith estimate where I can see that my closing fees is going to be now $2,055.57 on the loan they added private mortgage insurance (which I am not paying with my existing loan) and my monthly mortgage payment is going to be $92 more what I am paying now.