This started in April 2007.Dave and I wanted to refinance in May 2008 our two yr prepay was due. The first two times, they finally agreed they saw I made a payment but it still showed I owed them money. Dec my nd mortgage of k was originally with banco popular bought out by bank. So, that is the premise for two separate rants about my experience with Banco Popular and why I recommend you opening an account somewhere else (please feel free to suggest other banks based on your experiences. The Rincon branch manager did not know what was going on and passed the task on to someone else earlier in the week. Rent resum is australia s leading authority for rental references and history. This will allow me to verify the funds, cash the check, and avoid any check bouncing fees. I think the problem is simply a desire to get one over on a gringo. They may try and screw you on the value of the home and thus your equity and then stick it to you on the interest rate and collateral. I was not able to do my errands I was intending on doing. I am a retired lady already which only income is the social security pension so I contacted the Bank and was given the name of a Ivan Chico to talk to about that matter because I was told he sold debts to collectors,how about that. I was born in PR and left banco popular bought my second mortgage when I was young. Or they take the free shuttle from the neighborhood into town and convert their fruit dollars into staples that way. I told them FU and to send me the documents I paid for, I’m taking my business elsewhere. How To Write A Loan Cash Request Letter In A CompanyThe banks are in bad shape, and they are going to do anything possible to get more fees out of their customers. On 9/8/06 I called again because I never received my refund, the agent claimed that the check was sent out and I would have to wait another 20 days for it to be traced. Year fully comprehensive mobility 75.00 event insurance scooter insurance only. This is the PR government entity that regulates the local banks. Third, since when does a bank not cash their own checks when there are more than enough funds in the account. As part of our desire to serve our customers rent to own trailers better, scotty s steals and deals is. Residential CommercialBut shortly thereafter I learned that one of the signatures to the account had closed it and transferred all assest of the program to another church. These are the same people who think Hawaii is a foreign country. I have to write a letter explaining my experience, and they refuse to cash the check. Feb 2007, One of my rental properties had a water heater burst and we had loss of income from fixing up the problem for six months without a tenant. We will guide you about the upcoming steps, such as the visit from the appraiser, banco popular bought my second mortgage the surveyor, the title study and any other that you wish to clearly understand. Well, such is capitalism, and those of us who did not live over extended on our credit and ‘perceived’ value of our homes for the past ten years can now reap the benefits of being financially responsible consumers. That tradition continues with the wide range vans shoes official site of styles of vans shoes available. A letter of credit is a document typically issued by a bank or financial institution,. Yet in even meeting Florida’s timber construction codes with tie downs and the like, it isn’t enough in Puerto Rico–hell steel I-beams and bolts aren’t either on residential dwellings. Both times they agreed it didn't make sense but continued to insist I pay them more. Ok, so let me get this straight here; Banco Popular is disorganized. Personal Loans HamBut now, I go in and ask for my money and they say there is a hold on it from the office in San Juan. The better off people grow things in their yard, sell them tax free in the streets when they have stuff and then have the milk/bacon/bread mobile stop at the house and they buy staples that way. If the money was in a sock somewhere at least it would be real and wouldn’t disappear entirely. The tile the wood are awsome, but in all banks eyes you have some issues with your place. I opened an account with Cooperativa Rincon to purchase some land and build a home and it has been nothing but positive. They also added a $2,000 fee that they labeled as a mortgage loan discount (FYI Banco Popular. I was satisfied that no one had tampered with it. My parents’ home sits directly over the Rio Mar Beach resort in banco popular bought my second mortgage Rio Grande–views of two golf courses and all of Luquillo Beach. Buy motorsports advance auto parts monster jam event tickets at ticketmaster. When we bought our house, we agreed to place 20% of the value of our home in a 2 year CD Account with Banco Popular as collatoral that we were not going to default on a home that was not finished construction. But for big dollar homes in Puerto Rico you need ocean views and controlled access. When evaluating a refinancing or second mortgage application, the Bank evaluates your needs, future plans and the status of your current loan, among other considerations. It was their own branch manager from Temecula who made all the mistakes and said everything was okay. An engineer friend of my father’s built a beach house in Naguabo with a standing seam steel roof–had trouble getting a mortgage and insurance. When it was time to pay, they rejected my bank card for insufficient funds. Banco Popular's procedure is that you have a due date and then a grace period, and if you miss the due date but are still in your grace period, they call you relentlessly multiple times a day. At citizens savings loan, we are in the we have personal loans business of helping our customers. For example, only the branch where you opened your account can assist you with account issues. Kind of a nice way to live instead of hordeing. He mentioned that I should not worry that there were different programs for everyone just bring the info to him. As for Banco Popular, after NBC5 Investigates asked why it wouldn’t sign the agreement which reflects its second position, a spokesperson responded with "good news." The bank reversed course and agreed to sign the document. I vacation there a couple times a year and I love the place. They are actually holding you hostage due to their dis organized structure and I believe it is illegal. I’ll let you know how the rest of process goes. I don't know if this is a legitimate company or scam. |