I am really surprised that they are able to conduct business like this because no matter what situation we are going through and why, we are still vanderbilt mortgage insurance home first customers of Vanderbilt Mortgage and they should talk to us and treat us with the same respect that they would expect if they were the customer. Find out how to sell your car quickly and get the most money for your car. I was still waiting my disability to start but it took 2 years and 7 months. Fresh Start Bank AccountVanderbilt mortgage, cmh parks, home first insurance company, clayton. If you don't, you will regret it for the entire time you are involved with them. I tried on a number of times obtain my own insurance. After 7 years, I keep getting farther behind in my financial situation which I missed a few payments but sent them next day telegram. We called and asked for a "refi" and it was granted, but shortly afterward (we were late for a little over 10 days), the calls started; the harassing and the mail. Payment arrangements were made and I was working 12 hours a day. The economy was slowing down then and I was trying to recover from not finding work prior to the last assignment. In March of 2012, my husband and I moved into a dream home that was owned by his cousin and her husband but financed through Vanderbilt Mortgage. How can they submit an account to collections that my name is nowhere on the deed/title/mortgage. I paid $49,000 interest by the end of the 7th year. For more information, see about us, FAQ and privacy policy. I was treated like I was delinquent for several months. Apparently, that wasn't good enough for them. These are the most rude and impolite people I have ever dealt with. Since I was moving to another city, I thought that this was the best course of action. Save time with fill in the blanks sample waiver letters sample waiver letter. As a single mom, I did my best to pay my bills. I am forced by circumstances to pay one payment behind three days into the next - no choice. We had been in the home for approximately three weeks when we found out the loan was in arrears for two months. It's sad to think that what I was doing something good for my children, now feels like such a burden. Get Your Money NowThe information on this Web site is general in nature and is not intended as a substitute for competent legal advice. When I asked them as to why the extra payment was not used as an extra payment and why my normal payment was not drafted, I was told it was because it was too close to the draft date and it cancelled it out. ConsumerAffairs.com does not evaluate or endorse the products and services advertised. I have been working in customer service for 10 years and would never, ever talk to my customers the way they have talked to me. An organization created to advance legal ontario law knowledge and to facilitate public. I was told by one man that I could pay late and then told by another that he didn't have authority to say that. I have requested help and have given fin. The most humiliating of all was having someone call and try to psycho-analyze why you are not paying your bills and try to play budgeter at the same time, saying "The military gives you this a month, why can't you pay your bills." First of all, this person cannot compare a military person's life to theirs if they have not experienced the same thing. The policy they advised me to get now didn't pay for hotel and vanderbilt mortgage insurance home first it was an act from congress to cut the few checks they did. Received news that I had been approved for a loan through Vanderbilt Mortgage Company to purchase a $82,000 Clayton Home. We were trying to make payments on a tight budget. I purchased a home with Vanderbilt last year July, and I was late a couple of times due to financial problems and the co-signer didn't move it, like he was supposed to. Back in January of 2007 I became permanently disabled from a fall. No home, living where I could with 2 kids and a dog. I have not been able to find another job as of now. I suggest you look for another way to buy a home unless you are certain life's not gonna throw you any curve balls. My mother purchased a trailer using Vanderbilt Mortgage. They should not even be in the business vanderbilt mortgage insurance home first of dealing with the public. My husband also picked up extra work to make up payments that wasn't even ours to make. Vanderbilt has left an awful taste in my mouth that just will not go away. They were extremely rude when only a few days late. Before the payment was even due, they were calling not only me but our neighbors and family members and discussing things with them. We were told to try and find a job to help make ends meet. Vanderbilt did not follow proper foreclosure procedure and took it upon themselves without papers to come and change the locks on the trailer and put a padlock on the door. LOL I am so thankful that I did not follow through with the vanderbilt mortgage insurance home first deal after reading so many negative comments from others. How come they talked to me like a dog and made me stay in the half burned home. They lied to get us to get the home and refuse to help when we get behind. After following my service member to another duty station, I had to leave my job. I would never finance through them and advise anyone else to consider another company. They can and threaten to foreclose on your home. So we have gotten behind on some payments before. If anyone is filing a class action suit against them, please let me know - I'll sign up. They called my husband's cousin and told her we are 60 days behind on payments when I have every receipt for every payment that has been made this year including the arrears. Advertisements on this site are placed and controlled by outside advertising networks. The salesman told me my house payment would be $575, a lie. The Insurance was 100% good guarantee, so he said. I would definitely not recommend this company to anyone, even my worst enemy. Vanderbilt really doesn't care if you make your payments, need help or even information. I have had my trailer on the market now for two years and can't sell because I owe too much. All three credit bureaus says that I owe Vanderbilt Mortgage and Finance is $14,449 and not a penny more. I live on Long Island, New York, and in the midst of super storm Sandy, they could not have cared less. Their manager told that a voluntary foreclosure is better than a forced foreclosure. Vanderbilt mortgage home first insurance complaint review. I informed them Friday of last week that I had put in to take a loan out against my 401K to help catch up the and today the called wanted to know if I made that payment. I did not co-sign for the mortgage but, on 2/14/2013, the sheriff showed up at my mom's trailer to serve papers. He went under the home and told us the house was older than they quoted us and it was dry rotted materials. I contacted VMF and was not all that politely told that this was not their problem. A representative came to new military home address bearing a form to sign over the property. It would be nice to see this company put in its place and taught that they can't treat people the way they do. I called Vanderbilt Mortgage because I ran out of money. Recipient email addresses are added to the what is a blacklist rejection blacklist when one of the. I have asked over and over if they would reduce my rate, and they laugh and tell me that is out of the question. I would have thought that maybe they might want to help. I think they are a bunch of uneducated idiots. As of last year, we've tried to get help in refinancing. Very angry and disappointed in the way they do people. I had 2 little children with asthma; smoke smell no problem to them. Nov chipmaker texas instruments has announced texas instruments jobs it s cutting jobs as part of a. When I moved out after paying on the 7-year loan for 4.5 years, I was told that they would try to sell my home for what I owed and that all I had to do was sign it over to them. Whatever you do please do not buy a home from vanderbilt mortgage. I told them that the payment would be there in 10 days. I have been dealing with one of the meanest and rudest people that I have ever had the misfortune to talk to. Because of the recession my husband and I lost good paying jobs. I was told I had to get my service member to call back, or else. Insurance and finance company together vanderbilt mortgage insurance home first they get away with scams on people. I got a letter from Vanderbilt Mortgage few months ago saying that I owe $15,908.62 and they ask me to start making payments. I have been humiliated on more than one occasion. |